1. Make the difference between insurance contracts and broker services

2. Get advice by a real independent and capable consultant

3. Retain a general overview on insurance covers and premiums

4. Buy insurance covers following your proper needs and not tempted by offers

5. Dare take risks in a responsible way

6. Make arrangements around the periodic follow-up of your risks and your insurance file

7. Consider the administrative impact on your business

8. Be aware of the commercial consequences claims can cause

9. Observe changes in your Company

10. Go for a structured prevention policy